2026 Comparison

TrueFormed vs Swyft Filings

Three tiers, hidden fees in every one.

Swyft Filings markets an aggressive $49 Basic formation tier, but the ongoing compliance features people actually need — RA, annual reports, deadline tracking — are gated behind their $299 Premium package or sold as separate upsells. By the time you add RA, you've spent more than at ZenBusiness.

Swyft Filings — Year 1
$149 /yr

Formation + Registered Agent (1st yr)

Year 2+ ongoing
$248/yr

RA renewal + annual report

Save $60 in Year 1
TrueFormed — Year 1
$89 /yr

Formation bundle (1st-yr RA included)

Year 2+ ongoing
$198/yr

Save $50/yr every year after

Line-by-line cost breakdown

Same services. Same state forms. Different markup over wholesale cost.

ServiceSwyft FilingsTrueFormed
Formation bundle (LLC + EIN + OA)
$149
Standard (RA first year included)
$89
Includes 1st year of RA
Registered Agent (annual)
$149/yr
Included yr 1 with Standard/Premium
$99/yr
Year 2+ renewal
Annual Report Filing
$99
Compliance add-on + state fee
$99
+ state fee
Amendment
$99
Per filing + state fee
$99
+ state fee
Certificate of Good Standing
$100
+ state fee
$59
+ state fee
Year 1 total (formation + first year RA)$149$89
Year 2+ ongoing (RA + annual report)$248/yr$198/yr

All prices are service fees. State filing fees are separate and the same regardless of provider. Competitor prices based on publicly listed rates as of 2026.

Same infrastructure. Different markup.

Swyft Filingsand TrueFormed use wholesale registered agent infrastructure to do the actual filing work — that part is identical. The difference is what each brand marks that wholesale rate up to.

Swyft Filings

Year 1 cost to customer$149
Year 2+ ongoing$248/yr
Approx. markup over wholesale3-4x

TrueFormed

Year 1 cost to customer$89
Year 2+ ongoing$198/yr
Approx. markup over wholesaleNear wholesale

Retail prices are Swyft Filings's and TrueFormed's public rates. See how our wholesale pricing works.

Swyft Filings— honest pros and cons

What Swyft Filings does well

  • $49 Basic tier is a real entry point if you skip every upsell
  • Decent UX; fast filing
  • First-year RA included if you buy Standard or higher

Where Swyft Filings falls short

  • Basic tier is functionally useless — no RA, no EIN, no compliance tracking
  • RA renewal at $149/yr is $50/yr more than TrueFormed forever
  • Upsell pressure throughout checkout
  • Compliance calendar tucked behind higher tiers

Swyft Filings is a real company that serves real customers. We just think you shouldn't have to pay 3-4x what the services cost wholesale.

Like our competitor, we don't handle everything.Federal and state income taxes, sales tax, payroll, local business licenses, and industry-specific permits aren't part of TrueFormed (or any of the providers on this page). A CPA handles taxes; your city or county clerk handles local licenses. We're upfront about our scope.

Frequently asked questions

Is Swyft's $49 Basic tier actually cheaper than TrueFormed?+

Only if you genuinely don't need Registered Agent, EIN, or an Operating Agreement. If you need any of those (and any real LLC does), Swyft Standard ($149) becomes the honest comparison — still more than TrueFormed's $89 bundle that includes all of the above.

How much would I save going with TrueFormed?+

Swyft Standard Year 1 is $149. TrueFormed is $89 — $60 saved Year 1. Ongoing, Swyft's $248/yr (RA + annual report) vs our $198/yr saves $50/yr forever.

Can I switch my RA from Swyft to TrueFormed mid-year?+

Yes. We file the Change of Registered Agent with the state for free; you only pay the state fee. Most switches are done in 1-2 weeks, regardless of what's left on your Swyft subscription.

Ready to switch from Swyft Filings?

Same services. $60 less in Year 1. $50 less every year after. We handle the Change of Registered Agent for free.

Start — $89

State filing fee is separate and paid at cost.